In addition, your out-of-pocket expenses will be counted separately for covered services received from network providers and non-network providers. Any expenses you pay to see a network doctor will be counted toward your network out-of-pocket maximum, and expenses you pay to see a non-network doctor will be counted toward your non-network out-of-pocket maximum.
Blue Cross Out-of-Network Cost Protection
If you receive services from an In-Network Facility at which, or as a result of which, you receive non –Emergency Covered Services provided by an Out-of-Network Provider, you will pay no more than the same cost sharing that you would pay for those same non-Emergency Covered Services received from an In-Network Provider, and you will not owe the Out-of-Network Provider more than the In-Network cost sharing for such non-Emergency Covered Services.
Help paying for Medicare prescription drug costs
Some people qualify for big savings on their Medicare prescription drug costs and don’t even realize it! In fact, if you receive Medicare, you may be eligible for the Extra Help, which could save you about $4,000 per year on your monthly premiums, annual deductibles, and prescription co-payments.