If you have children between the ages of 15 and 20, look for their health insurance rates to take a big jump in 2018. Small group plans for Kaiser and Sutter Health have announced they will implement the new member level age rating for plan members as young as 15 years old. This change to the rates … [Read More...]
InsureMeKevin
- Covered California Marketing Report Shorts Agent’s Service To ConsumersBy assuming that Covered California is one big selling machine, the report also paints agents as little more than clerks at a supermarket. Agents do more than just ring up the consumer's purchase and then watch them take their goods out the door. Agents, just like Covered California customer service representatives, are available all year […]
- Health Care Sharing Programs For Short Term Medical CoverageI know people hate health insurance companies and their health plans. But once you read some of the restrictions contained in the health care sharing and short term medical plan, you begin to get a sense of how comprehensive creditable health insurance really is. Seriously, I could have a couple beers, hop on my motorcycle; […]
- You Must Report Bribes You Receive As Income For Medi-Cal EligibilityIf Bribes are a legitimate source of income for Medi-Cal why not for Covered California I thought? When I checked the 2016 Covered California Countable Sources of Income table, Bribes was suspiciously missing from the list. Why is Covered California hiding this significant source of income for many politicians from their consumers? The post You […]
- Molina Covered California Rate Increase of 50% in Los Angeles County for 2018If you review the 2018 Covered California rate booklet, which doesn’t actually have any rates in it, you notice that many of the carriers are having modest rate increases. Most of the rate increases are around 10% or less. Some carriers such as Blue Shield, Health Net, and Oscar are dropping rates in some regions. […]
- How Will The Covered California Monthly Subsidies Be Effected By Blue Cross Exit?If a consumer was in a market where the only choices were Blue Cross and Blue Shield, and Blue Cross was the SLCSP (Blue Shield necessarily being the least expensive Silver plan offered) then these consumers may see their relative tax credit subsidy decrease. This will hold true if the Blue Shield plan, and now […]