Blue Shield of California will be implementing a new online payment system for their individual and family plan members in 2018. Consumers with off-exchange health plans, those bought directly from Blue Shield and not from Covered California will be transitioned to the new billing system in March … [Read More...]
InsureMeKevin
- 2025 Insurance Agent Income ReviewWhereas I was optimistic about 2025, I am pessimistic about 2026. Because the enhanced subsidies were not passed by Congress, I’m seeing people drop health insurance. I anticipate more people will drop health insurance during the year because they just will not be able to afford the high health insurance premiums. The post 2025 Insurance […]
- Medi-Cal Medicare Asset Information Request for EligibilityThere are many different rules to determine if assets and personal property are exempt or counted. It quickly gets complicated if the applicant is married, but their spouse is not applying for the Medi-Cal extra help. The post Medi-Cal Medicare Asset Information Request for Eligibility appeared first on IMK.
- Bronze 60 plans with a Health Savings AccountHealth insurance premiums cannot be paid out of the Health Savings Account. However, there are many expenses that can be paid out of the Health Savings Account. Virtually everything covered by the health plan can be paid out of the Health Savings Account plus other health related expenses. The post Bronze 60 plans with a […]
- California Penalty for Not Having Health InsuranceThe penalty is the higher of the flat rate amount or the income percentage. With the income, California takes your income and subtracts the filing threshold dollar amount. They then multiply the remainder by 2.5 percent. If the percentage amount is greater than the flat amount, that is the amount that is added to the […]
- Health Plan Cost Comparison WorksheetThe worksheet accounts for deductibles when they may be triggered by a health care service or prescription drug. For example, the Silver 70 medical deductible applies to hospitalization. If the deductible is met, the dollar amount is added and coinsurance for the included in the subtotals. The worksheet also accounts for tier 4 maximum amount […]